What Are Your Car Rental Questions?
Whether or not to take out rental insurance, when you are renting a car, has been a major decision among all renters. It is important, when you rent a car, that you understand these companies want to sell you insurance because it is a way for them to make more money. On top of that, rental companies encourage you to take out their insurance because it protects their car, and that is all that matters to them.
The following are some of the most common questions that people have about this type of insurance and the answers may surprise you.
DOES MY REGULAR CAR INSURANCE POLICY COVER ME WHEN I AM DRIVING A RENTAL CAR? The answer is yes, most car insurance will cover you fully when you are driving in a rented vehicle, however as with all things it is a good idea to contact your car insurance company in advance and ask them about this coverage. Don’t wait until you are standing in line at the rental agent to attempt to make this decision, know the facts before you get there.
IF I USE A CREDIT CARD FOR MY CAR RENTAL, WONT THAT COVER ME FOR ANY DAMAGES? Again the answer to this is most likely. Most major credit cards like Visa, American Express, and Master Card do offer you additional insurance protection when you charge your vehicle rental to your credit card. Again this is something that you can easily check into by calling the company in advance.
IF MY CREDIT CARD AND INSURANCE COMPANIES COVER ME FOR RENTAL, DO I STILL NEED TO TAKE OUT CAR RENTAL INSURANCE FROM TEH RENTAL COMPANY? This is a definite NO! Most car rental companies will try and convince you that you are only covered if you take their insurance out, but this could not be further from the truth. The insurance that you are provided by your credit card and insurance companies will offer you all the insurance that you are required to have while driving a rental. Rental companies only push their own insurance as a way to make more money offer of the rental of a car.
It is important to determine whether or not you need to purchase this coverage before you show up to rent your next vehicle. Understanding that you are covered in other ways will make you feel more secure when refusing the rental agencies insurance coverage.
Budget Rent a Car is the best site to check out if you are looking for a car rental Surfers Paradise. They are the leading rental car agency in all of Australia.
